An insightful paper on the Australian bushfires of 2019/2020 which sets out the background to the incident and the considerations for loss adjusters involved in the insurance response.
The writer explains how the landscape and vegetation within Australia leads to bushfires within certain regions. Research into climate change and increasing temperatures are also discussed. The paper outlines the consequences of the fires and the insurance response, including action by the Insurance Council of Australia. Loss adjuster challenges include access to properties, underinsurance, reinstatement requirements, policyholder trauma and other sources of funding (donations and Commonwealth Government).