Businesses throughout the world have been affected by the outbreak of the coronavirus (COVID-19). The purpose of this paper is to highlight some of the considerations for business interruption claims.
The writers first highlight the importance of considering existing and ongoing claims, in particular, the application of the Other Circumstances clause. The paper also considers the question of whether Damage can be said to have occurred at the premises. BI extensions for Notifiable Disease and Act of a Competent Authority are discussed and the writers recommend consideration of legal cases such New World Harbourview and Orient Express Hotel.