Subsidence and the Chartered Loss Adjuster
This paper provides an introduction to the perils of Subsidence and Heave and highlights some of the insurance issues that require consideration by a Chartered Loss Adjuster.
The writer outlines the common causes of subsidence and heave and briefly discusses erosion and shrinkage or swelling in clay soils. The insurance issues that may come into play are also outlined, including policy exclusions, the ABI Domestic Subsidence Agreement, contents insurance, drainage repairs, mitigation and recovery.
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